Sunday, February 19, 2012

The Average Baby Boomer has $12,000 in Savings, MOTIVATION FOR CHANGE

That is right, according to my investment advisor, after the economy went bad in 2008, today in February 2012, what is left over: $12,000. That’s it. A lot of people say, well, I will get Social Security income when I retire. Good luck on that. I hope 1) it is still around and 2) you can pay for gas at $4.25 per gallon (estimated by May of 2012) on the $600 to $800 per month you might get from Social Security. I call Social Security Income (SSI) today S.I.I. (Social Insecurity Income).

Maybe your situation is like mine. On July 31ST, 2009, I was diagnosed with a very rare cancer, in which I had to go for treatment at the Mayo Clinic, one of the few treatment centers for my type of cancer. They initially gave me a 15% chance to be alive in two years. Well, the cancer is so rare; they had a round table meeting and decided to change the treatment protocol on me. Well, IT WORKED. I am cancer free after having multiple life threatening complications to deal with through the early summer of 2010.

So, I started to live again in May 2010, almost a year after the diagnosis, and of course I could not work from July 31ST, 2009 until May 1ST, 2010. Well, I was kind of doing well until November 12TH, 2010. My balance had been a little off after all the cancer related issues, and I decided to tumble down 13 steps head first. I had to drag myself across the living room floor to call an ambulance. After a CAT scan, I had a starburst fracture of my L-3 vertebrae, in which fragments penetrated my spinal canal. I had two surgeries, the second being February 10TH, 2011. A ten hour surgery, fifteen pints of blood later, and one trip to ICU on a ventilator for 24 hours, I had a new lower back, with all new shiny titanium parts. Of course, it took until February 2012 to fully recover.

So why did I tell you all of this, as if anybody really cares anyway? I told you all of this because of motivation. I became motivated to try something new. Why did I become motivated to try something new? Well, here is why. From July 31ST, 2009 until October 2011, I incurred over $650,000 in medical bills. And I did not work but 6.5 months from July 2009 until today, February 2012.  It takes us all some type of motivation to get up and do something.

So why did $650,000 in medical bills motivate you? You must have had insurance. Well, of course I did. But I learned real quickly that major medical does not cover a lot of issues. I am not going to bore you with tedious details, except to say I burned through $100,420 of my own money from July 2009 until February 2012.

So again, what is the motivation? Well there is nothing like seeing a part of your life’s savings fly out the window. And get this, as part of my $100,420  spent, guess what part of this was going to fund? Well, insurance paid for a Personal Care Assistant (PCA) for a grand total of 12 hours per week. I got home, could barely walk, and I get help for 12 hours a week. Well, of course, I hired a private PCA. When I had the back surgery, I came home on morphine, reduced to oxycontin, reduced to vicadin, reduced to nothing today (I am pain free).

Well, as I tapered from morphine to oxycontin, I realized I was still alive, but I noticed one day that I thought money was missing from my wallet. I went to the bank, suspecting foulness being rampant, took out $200, copied the bills, and put the bills in my wallet, and anxiously awaited the STATE LICENSED PCA return visit.

Well, right on time, the PCA shows up, I am sure to ascertain whether or not there was a fresh load in my wallet, in my night stand. So, I went into the office, appeared very busy, and let the PCA do the normal activities. You know dishes, clothes, cleaning, dusting, stealing, etc.

So, when the day was closing, I went and got my wallet, I took out the cash, laid the remaining bills on top of the copies I had made, and low and behold, guess what was missing. $159 dollars. One day’s pay, huh.

The PCA was loading the dishwasher when I was comparing bills. I promptly reported to the kitchen and said: “Excuse me, give me my house keys, be out of my house in 30 seconds, or go to jail.” The PCA, screamed at me: “I am not a thief.” I said: “Nobody said you were a thief, you did.” The PCA said: “You can search my wallet.” I said: “The money is not in your wallet, where it is, I do not want it back.” I reported the PCA to the State Licensing Board.

Motivation? Lots of motivation out there any way you decide to be motivated. So, I had a lot of downtime, and wondered how I could make internet sales, a $415 billion a year industry in 2012, somewhat mine to the tune of ½ of 1% of that amount. I wanted to recover what the PCA stole actually. The actual amount is undetermined. In the end, I have $100,420 to replace now.

With all my downtime from 2009 until 2012 I studied ways to make money on the internet without spending another $100,420.  And I have done well so far. There is no secret, no scam, just look at the offer, and you decide.

But in the end, what matters is if you are motivated. When life deteriorates, you will be surprised how motivated you can become, and how quickly, you will move to action.

Am I going to make you one cent? I hope so. Am I guaranteeing you one cent. Absolutely not. I am not in the scamming business, and what I offer has a way out immediately. And does not cost a fortune.

MOTIVATION. You have to be motivated and take the programs and work them until you are successful. Nobody is going to hand you one cent, and if they say they are, close the screen, and move on.

I offer two affiliate programs. The only requirement to both is that you have an active Pay Pal account. Pay Pal accounts are widely internet accepted, and very easy to get one.

The first affiliate program offers a very simplistic way to make money. Click on the link below, and watch the video, and then you decide if you are motivated for a change. This option is free to join, you must join both segments to get the free video system, and there is no cost to join either. The link:


Chuck Marshall is the host of the video, my mentor, and a very successful affiliate leader.

The next option is a more sophisticated system, which has gone from 1,000 page views per day, to a staggering 8 million page views per day, from 11/2011 until February 2012, per Alexa.com.  This system pays 100% commissions (that is explained in the video). There is monthly residual income, so every month, as you add new accounts, you will get the same income. This program is not free to join; it costs $25 per month. But the rewards are enormous. All you need is 1 subscriber to recover your costs.

You can add your email here, and you will immediately be redirected to the 50 minute video, please have the time set aside to watch it, in its entirety. Here is this link:


In the end, if you are not motivated for change, don’t click the link above, quit reading, and go figure out some other way to get there. I can’t help you. On the other hand, if you want a small chunk of the $415 billion per year industry, join both. Be serious and most of all, be prepared to work.

After you sign up, I will give you my personal email and home phone number to 1 on 1 coach you to success. I charge $199 per month for the coaching, just kidding it is free. See you on the other side.

All you can do is jump in try, sink, swim, or leave. You have nothing to lose, do you?

John